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Too Late For Regret: The Betrayed Heiress Novel Cover

Too Late For Regret: The Betrayed Heiress

Chloe Montgomery believed Devon Hale was her savior, the man who stayed loyal after rumors destroyed her standing years ago. But while trying on wedding gowns, she overhears his confession: he orchestrated her downfall to make her vulnerable, and now plans to seize her trust fund while carrying on an affair with her sister, Olivia. Her family's response is brutal—her mother strikes her and throws her out. Later, Olivia reveals the truth before dragging Chloe into the freezing Hudson River. Devon rescues Olivia and leaves Chloe to drown. Saved by a Wall Street titan, Chloe abandons her fragile heart for cold resolve, destroying her ring and preparing to dismantle Devon's world.
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Chapter 2

The ride to the SOHO photo studio was a silent, suffocating ordeal. Chloe sat pressed against the cold leather of the town car's passenger door, watching the rain-streaked skyscrapers of Manhattan blur past. Each drop of water sliding down the glass felt like a testament to the slow, cold dread seeping into her bones.

Devon, oblivious, hummed along to a song on the radio, occasionally glancing over at her with that same practiced, loving smile. It made her stomach clench.

At the studio, a whirlwind of activity enveloped them. Stylists fussed over her hair and makeup, their cheerful chatter a jarring counterpoint to the silent scream trapped in her chest. She sat before a brightly lit mirror, her face a pale, blank canvas as they worked.

In the reflection, she could see Devon lounging on a leather sofa behind her, flipping through a copy of Forbes. He looked completely at ease, a man on top of his world. A world built on her ruin.

"We're ready for you on set," a young assistant announced.

Chloe rose, the heavy satin of the borrowed gown whispering against the floor. She walked into the glare of the studio lights, a hollow doll being moved into position.

Devon joined her, sliding a proprietary arm around her waist. His touch was electric, but not with passion. It was the jolt of revulsion. Her body went rigid, a subtle, involuntary reaction she prayed he wouldn't notice.

"Alright, lovebirds," the photographer called out, his voice booming. "Devon, I want you to lean in, whisper something in her ear. Give me that intimacy, that secret you two share."

A secret. The irony was a bitter pill.

Devon obliged, lowering his head. His warm breath ghosted across her neck, and the scent of his cologne, a scent she once associated with comfort, now smelled like deceit. The urge to vomit was overwhelming. She forced her lips into the shape of a smile for the camera, her facial muscles aching with the effort.

Just then, a persistent vibration emanated from Devon's pocket.

He pulled back instantly, a flicker of annoyance crossing his features before he smoothed it away. He reached into his trousers and pulled out his phone.

Chloe remained perfectly still, her eyes fixed on a point just past the photographer's head, but her awareness was entirely focused on Devon.

He turned his body slightly, angling the phone away from the crew, a gesture of privacy that was second nature to him. But he made a mistake. As he raised his wrist to check the time on his gleaming Rolex, the polished steel face of the watch caught the intense studio light.

For a fraction of a second, it became a perfect, tiny mirror.

Chloe's eyes narrowed. Reflected on that small, curved surface was a distorted but unmistakable image of his phone screen. She couldn't make out the words, but she didn't need to. The contact picture, a bright, bubbly pink circle, was burned into her memory.

It was Olivia.

Devon's thumb moved quickly, tapping out a reply. He shoved the phone back into his pocket and turned around, his face a mask of carefully constructed urgency and regret.

"Chloe, honey, I am so sorry," he said, striding toward her and placing his hands on her shoulders. His grip was firm, meant to convey sincerity. "That was my office. There's an emergency with the Sterling acquisition. A major snag. I have to get to Wall Street right now."

She stared into his eyes, searching for any flicker of truth, any hint of conflict. There was nothing. Only a flawless performance.

She didn't call him out on the pink profile picture. She didn't scream. She didn't give him the satisfaction of a scene.

"I understand," she said, her voice unnervingly calm. "Work comes first."

A wave of relief washed over his face. He was so sure of her, so confident in his ability to control her. "You're the best," he said, leaning in to press a quick, dry kiss to her forehead. "We'll reschedule the rest of the shoot. I'll make it up to you, I promise."

He turned and walked away without a backward glance, his long strides eating up the concrete floor. The heavy studio door clanged shut behind him, the sound echoing in the cavernous space.

Silence descended. The photographer and his assistants exchanged awkward glances, unsure what to do.

"Ms. Montgomery?" the photographer asked gently. "Should we... wrap for the day?"

Chloe shook her head slowly. "Just give me a moment."

She walked to the small, private dressing room, the heavy gown trailing behind her like a shroud. Inside, she unzipped the dress and let it pool at her feet, a pile of white lies.

She changed back into her own clothes-simple black trousers and a silk blouse. Sitting on the small bench, she pulled her phone from her purse. Her hands were perfectly steady.

She opened her email application and found the message she had been hesitating over for weeks. It was from a boutique, independent design studio in Los Angeles. An offer. A chance to start over, far away from New York, from her family, from Devon.

There was no hesitation now.

Her thumb moved with cold, deliberate precision, tapping the "Reply" button. She typed a short, simple message.

I accept. I can start next Monday.

She hit send. The decision was made. The bridge was burned.

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