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Too Late For Regret: The Betrayed Heiress Novel Cover

Too Late For Regret: The Betrayed Heiress

Chloe Montgomery believed Devon Hale was her savior, the man who stayed loyal after rumors destroyed her standing years ago. But while trying on wedding gowns, she overhears his confession: he orchestrated her downfall to make her vulnerable, and now plans to seize her trust fund while carrying on an affair with her sister, Olivia. Her family's response is brutal—her mother strikes her and throws her out. Later, Olivia reveals the truth before dragging Chloe into the freezing Hudson River. Devon rescues Olivia and leaves Chloe to drown. Saved by a Wall Street titan, Chloe abandons her fragile heart for cold resolve, destroying her ring and preparing to dismantle Devon's world.
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Chapter 3

The drive to Long Island was a blur of gray highways and skeletal autumn trees. Chloe's vintage Mercedes hummed along the parkway, carrying her back to the one place she had spent her life trying to escape: the Montgomery family estate.

She guided the car through the imposing wrought-iron gates and up the long, gravel driveway. The house loomed ahead, a grand, Georgian facade that hid a foundation of quiet cruelties and bitter disappointments.

Parking the car, she walked quickly inside, her footsteps echoing in the cavernous, empty foyer. She bypassed the formal living rooms and grand staircase, heading directly for her old bedroom on the second floor.

The room was just as she'd left it, preserved like a museum of a girl she no longer was. She went straight to the antique writing desk and pulled open the bottom drawer. Tucked beneath a stack of old sketchbooks were the documents she needed: her birth certificate and her social security card. Her ticket out.

She slipped them into her handbag and turned to leave, a sense of finality settling over her.

As she passed the first-floor corridor, a peal of light, feminine laughter drifted from the south-facing sunroom.

Chloe froze. She knew that laugh. It was Olivia's.

Her heart began to pound a slow, heavy rhythm against her ribs. She moved silently, her soft-soled shoes making no sound on the polished hardwood floors. She stopped at the French glass doors of the sunroom and peered inside.

The scene was a picturesque betrayal.

There, sitting in a wicker armchair, was Devon. The man who was supposed to be in a boardroom on Wall Street, saving a multi-million-dollar acquisition. He was holding a delicate porcelain teacup, gently lifting it to Olivia's lips.

Her sister, draped languidly across a chaise lounge in a white silk dressing gown, looked up at him with adoring eyes.

But it wasn't their intimacy that made Chloe's blood run cold. It was the glint of blue light at the hollow of Olivia's throat.

A vintage sapphire brooch, surrounded by a starburst of antique diamonds.

It was their grandmother's. The only thing the formidable matriarch had left specifically to Chloe, her least favorite grandchild. It was her most treasured possession, a symbol of the only unconditional love she had ever known in this house.

A white-hot rage, pure and cleansing, burned through the shock. It incinerated years of practiced patience and quiet endurance.

Chloe shoved the glass doors open with such force that they slammed against the interior walls.

The sharp crack of the impact made Olivia flinch, spilling hot tea down the front of her pristine silk gown. Devon leaped to his feet, his face a mask of stunned horror. He looked like a man caught in a crime.

Chloe ignored him. Her eyes were locked on her sister. She strode across the room until she was towering over the chaise lounge.

"What are you doing wearing my brooch?" she demanded, her voice low and shaking with fury.

Olivia's eyes immediately filled with tears. It was her signature move. She shrank back against the cushions, pulling Devon's arm as if for protection. "I-I just borrowed it, Chloe," she stammered, her voice trembling. "It was so pretty, I couldn't resist."

Devon instinctively moved to shield Olivia, his expression hardening. "Chloe, for God's sake, it's just a piece of jewelry. Don't be so dramatic."

"Take it off," Chloe said, her voice like ice. She held out her hand. "Now."

Tears streamed down Olivia's face as she fumbled with the clasp at her chest. Her fingers, slick with spilled tea, struggled with the delicate pin. Then, with a tiny, almost imperceptible movement, she angled the pinprick into the soft pad of her own thumb.

"Ow!" she cried out, a sharp, theatrical yelp of pain.

Devon's head whipped around. "What did you do?" he snarled at Chloe, grabbing Olivia's hand to inspect the tiny bead of blood. He shoved Chloe backward, a hard, angry push. "Are you happy now?"

Chloe stumbled, catching her balance on the edge of a marble-topped table. In that split second of chaos, Olivia's hand went limp. The brooch slipped from her grasp.

It fell through the air in a slow, glittering arc before hitting the hard marble floor.

The sound was small but absolute. A clean, sharp crack.

The central sapphire, a stone that had survived for over a century, lay shattered, its brilliant blue heart broken. The diamond setting was bent and twisted.

At that exact moment, the doors from the garden flew open and their mother, Miranda, rushed in, drawn by the commotion.

Her eyes took in the scene in an instant: the shattered heirloom on the floor, Olivia sobbing with a bleeding finger, Devon looking furious, and Chloe standing there, pale and rigid.

Miranda didn't ask a single question.

She marched straight to Chloe and, with all her strength, slapped her across the face.

The sound was shockingly loud in the sun-drenched room. Chloe's head snapped to the side, a fiery sting spreading across her cheek. The taste of blood, this time from her own split lip, filled her mouth again.

"Get out," Miranda hissed, her face contorted with rage. She pointed a trembling finger toward the door. "Get out of my house and don't ever come back."

Chloe slowly raised her head. She looked at the three of them-her weeping sister, her furious fiancé, her hateful mother. A perfect tableau of betrayal.

There were no tears in her eyes. There was nothing left to cry for.

Without a word, she turned her back on the wreckage of her past. She walked out of the sunroom, through the cold foyer, and out the front door, her posture ramrod straight.

She didn't slam the door. She simply pulled it shut behind her, the quiet click sealing the tomb of her childhood forever.

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