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The Devil Dad Bought an Accident Insurance for My Mom Novel Cover

The Devil Dad Bought an Accident Insurance for My Mom

Following her mother's fatal plunge off a cliff, a daughter suspects foul play when her father suddenly collects a massive insurance payout. The mystery deepens a year later when her mother's best friend moves in, carrying a baby boy whom the grandmother spoils endlessly. Fast forward eighteen years: the favored son causes a devastating drunk-driving accident. To shield his precious boy, the father demands his daughter take the fall. Refusing to comply, she is met with a chilling ultimatum from her own parent: take the blame, or lose her life.
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Chapter 1

  Shortly after my mom fell off a cliff, my dad got some extra money, supposedly from the premiums from my mom's accident.

  A year later, my mom's best friend came to our house with a baby boy in her arms.

  My grandma favoured boys over girls, so she doted on him, which led to a drink-driving accident when he was 18.

  My dad forced me to take the blame for him in order to protect him.

  I refused, of course, but my dad gave me only two choices: either take the blame or die!

  I was sentenced to ten years in prison for a traffic accident.

  I survived for ten years but died on the second night after I was released from prison. My dad said that only the dead can keep secrets.

  When I opened my eyes again, I realized I had been reborn.

  I was six years old. My mom was worried because she had never given birth to a boy, so at the insistence of her friend Silvia, she climbed to the top of the mountain.

  There was a church on the top of the mountain, which was said to be very spiritual.

  After coming out of the church, Silvia pulled my mom to the edge of the cliff and said that she wanted to take photos.

  The wind was very strong on the top of the mountain. Standing on the edge of the cliff, my mom was swaying in the wind. Silvia, on the other hand, was a little distracted. Her almond-shaped eyes rolled as she looked from the left to the right.

  She was looking for an opportunity to kill my mom.

  In this life, I would never allow that tragedy to happen again.

  "Aunt Silvia, who is the little boy on your back? Why is he bloody?"

  Silvia had already given birth before. The boy was born prematurely, all of his organs didn’t grow well and he died before he could even live a hundred days.

  As for me, I was usually a girl who spoke a few words, let alone lied. Silvia trusted me.

  "David!"

  Silvia was so scared that her face turned pale, rushing towards my dad instinctively

  My dad turned to scold me, "What nonsense are you talking about? There’s nothing on Aunt Silvia's body!"

  I pointed to the edge of the cliff. "Isn't he right there? He jumps off Aunt Silvia and stands there, smiling at us."

  My mom had always been a half-believer in ghosts and gods. "I'm afraid it's not clean here. Children can see something that adults can't."

  I threw myself into my mom's arms and burst into tears. "Mom, I'm scared!"

  It seemed that my dad didn't want his plan to fail, so he insisted on taking photos of my mom and Silvia before we left, but Silvia refused to go to the cliff.

  The trip didn’t let my dad didn't get what he wanted. He would definitely find another chance.

  Now the only way I could get my dad to drop his plan was to get him to stop being the beneficiary of the insurance.

  After dinner, my dad secretly went to Silvia's house.

  My grandma began to scold my mom after she was full, "Useless! If you can't give birth to a son, get a divorce. You are not welcome here!"

  My grandma didn't like me either. She always said that I had stolen her precious grandson's place.

  To hide from the chaos, I sneaked out.

  When I came back, I told my mom after I exaggerated what I saw.

  "Mom, I saw my dad hugging Aunt Silvia at her place."

  Of course, my mom didn't believe it. In her perception, although my dad hadn't been a model husband, he had treated her pretty well.

  Silvia was her best friend. Although she was a little open-minded, she treated my mom quite well.

  But because I had never lied, my mom became suspicious.

  My dad was very cautious. He seemed to have found out that I was following him. For the next few days, he did not go to Silvia's house.

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