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You Paid for My Funeral in Advance Novel Cover

You Paid for My Funeral in Advance

In You Paid for My Funeral in Advance, Major Adrian Hayes views his wife’s needs as financial burdens. After paying for her mother’s surgery, he replaces support with cold hundred-dollar transfers. He ignores her car accident, her mother’s funeral, and seventy-seven messages about her pregnancy. While Adrian attends a gala with another woman, his wife faces a fatal medical emergency alone. By the time he checks his phone, the neglect has turned to an irreversible tragedy for his family.
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Chapter 1

The night before our wedding, my mother needed a fifty-thousand-dollar emergency deposit for surgery.

I went to my fiancé, Major Adrian Hayes, hoping he would listen before it was too late.

He only saw the number.

He paid the deposit in the end, but something between us broke that night.

That money became the beginning of every name he would ever use against me.

After that, every time I asked him for help, he sent me one hundred dollars.

When I was in a car accident, he sent one hundred dollars. When I begged him to attend my mother’s funeral, he sent one hundred dollars.

Eight months ago, I found out I was pregnant. I sent him seventy-seven voice messages, desperate to tell him we were having a baby.

He never listened.

He only sent seventy-seven payments of one hundred dollars.

Later, when I started bleeding and was rushed into emergency surgery, I called Adrian and begged him to come to the hospital, to answer the doctors, to save our child.

He sent one hundred dollars again.

At the same time, Madeline’s Instagram story showed Adrian in his dress uniform beside her at a lavish officers’ charity gala. The comments all treated them like the perfect match.

I stared at the screen until my hand went numb. I was begging for him from the edge of an emergency room while he stood under chandeliers beside another woman, looking as if he had already found the wife he wanted.

By the time Adrian finally turned his phone back on, his staff officer’s voice was shaking.

“Major Hayes... your wife and the baby did not make it.”

And in that moment, Adrian went feral.

After the prenatal checkup, the doctor pushed the report toward me.

“Nora, you are almost eight months pregnant, and this is a high-risk pregnancy. There is a chance of premature labor, so I recommend admitting you for observation today. If things worsen, we may need an emergency C-section.”

She glanced at the admission form.

“Can your husband come in? We need your emergency contact, insurance details, and hospital notification information updated before admission.”

For months, I had come to every appointment alone. Blood tests, ultrasounds, fetal monitoring, payments, and prescriptions were all things I handled by myself. I knew the process so well that the nurses had stopped asking why no one came with me.

I took out my phone and sent Adrian a voice message.

“The doctor says the baby may come early. Can you come to the hospital?”

A minute later, my phone vibrated.

Only a transfer.

Adrian Hayes sent you: $100

The note read: Need money again?

I stared at the note and thought of the night before our wedding.

Adrian had once looked at me as if I were the only thing he was sure of. Before he became Major Hayes, before dress uniforms and command briefings hardened every line of him, he had been the twenty-two-year-old officer who fought his family to marry me.

He saved training pay for a small ring, took night shifts to afford our first apartment deposit, and once crossed half the city after a field exercise just to leave hot coffee outside my dorm.

When he proposed, he told me he would make me the happiest officer’s wife in the world.

Back then, I thought that was the man I was marrying.

Later, I went to his apartment with my mother’s hospital bill in my hand.

I had not even finished explaining before he saw the amount.

“My mother needs surgery tonight,” I said. “Please, just listen to me first.”

Adrian did not take the bill.

“So they were right.”

“My parents said you came after me for money, and Madeline said you would ask for it sooner or later.” He looked at the paper in my hand as if it were something filthy. “I did not believe them, not until you brought a fifty-thousand-dollar bill to me the night before our wedding.”

I tried to explain, but he was already looking at me like a stranger.

“Did you think I could not walk away now that the wedding is tomorrow?”

He left the apartment that night without listening.

Before I could decide what to do, Madeline sent me to Harlan Price, a donor at the Meridian Hotel who helped military families. I went because I had no other choice. Price caught my wrist in the public lounge and tried to lead me toward the elevators. Adrian arrived before I could pull free, but he did not ask why I was there.

An hour later, the hospital called to say the deposit had been paid from his account.

That should have saved whatever was left between us. Instead, it became the proof he never stopped holding against me.

The money got my mother into surgery.

It did not keep her alive.

At her funeral, I called Adrian until my voice broke. He did not come. Hours later, he sent me one hundred dollars.

After that, the names stayed.

Barracks gold digger. Officer hunter. The woman who married a major for his paycheck.

His friends joked about it, and Adrian never corrected them. Sometimes, when he was angry enough, he even smiled.

We remained legally married, but in every other way we became strangers. He never answered my messages with words again, only with hundred-dollar transfers, each one another reminder of what he believed I was.

The strange part was that he never filed for divorce.

A maternity nurse came over with the admission form. She must have seen too many women trying to stay composed at the payment desk.

“If you cannot be admitted today, go home and watch yourself closely,” she said. “You are almost eight months along. If you have bleeding, abdominal pain, regular contractions, or reduced fetal movement, do not wait. Go straight to the emergency room.”

She handed me a small paper bag.

“This medication may help stabilize the contractions for now, but it is not a substitute for observation. Do you understand?”

I nodded.

“Thank you.”

I folded the discharge instructions into my bag and left the hospital with one hand over my belly.

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