APKDock Logo
Chapters
share
The debt Novel Cover

The debt

Abigail Sterling is the price for her father's crimes. To prevent his arrest for embezzlement, she is claimed by billionaire Adam Thorne as private collateral. Bound by a rigid contract, Abigail becomes a fixed asset under Adam's absolute control. In his isolated penthouse, she faces a psychological siege where her autonomy is stripped away. As the line between captor and captive blurs, Abigail must survive a man who intends to own her soul.
Chapters
share

Chapter 3

The elevator didn't just go up; it felt like it was launching me into another dimension.

I stood in the corner of the mirrored box, staring at my own reflection. I looked like a Sterling-pearls at my throat, silk on my skin, my hair perfectly coiffed. But as I watched the floor numbers climb toward the clouds, I felt like a ghost. A ghost Adam Thorne had just bought and paid for.

Adam didn't look at the mirrors. He stood in the center of the lift, his back to me, the breadth of his shoulders cutting an intimidating silhouette. He was checking his watch. He hadn't spoken since I finished reading page eight aloud in the car. He didn't have to. The words-the ones about unrestricted access and absolute compliance-were still echoing in my brain, louder than the hum of the elevator.

The doors slid open with a soft, expensive chime.

I expected a living room. I expected furniture. Instead, I was standing in what looked like a high-end medical suite crossed with a five-star spa. White marble, frosted glass, and a scent so clean it made my throat ache.

"Out," Adam commanded. Simple. Short. No room for negotiation.

I stepped onto the cold floor, my heels clicking like a countdown. A woman in a sharp, slate-gray uniform stood waiting. She didn't smile. She looked at me the way an appraiser looks at a piece of distressed real estate.

"This is Elena," Adam said, finally turning to face me. He didn't come closer, but his gaze felt like a physical touch. "She is the head of my household staff. She is going to process you."

"Process me?" My voice cracked. "I'm not a laptop, Adam. I'm a person."

Adam walked toward me then, his pace slow and predatory. He stopped when his chest was inches from my nose. I could smell the sandalwood on his skin, mixed with the faint, metallic scent of the rain still clinging to his coat. He reached out, his fingers hooking under my chin, forcing my head back until I had no choice but to drown in that icy blue stare.

"In this building, Abigail, you are whatever the ledger says you are," he murmured, his thumb brushing over my lower lip-a gesture that was half-caress, half-threat. "Right now, you are a debt. And a debt must be cleaned, cataloged, and prepared before it is put to use."

He looked over my shoulder at Elena. "Strip her. Everything she brought from the Sterling house goes into the incinerator. I want her skin scrubbed until there's no trace of that pathetic estate left on her. Then, put her in the black silk."

My heart did a painful somersault in my chest. "You're burning my clothes? Adam, these are mine. This dress was-"

"That dress was bought with my stolen money," he snapped, his voice dropping to a dangerous, vibrating low. "Everything you own is mine by right of theft. From this moment on, if it touches your skin, it's because I allowed it."

He let go of my chin and turned to leave.

"I won't do it," I shouted at his retreating back. "You can't force me to just... stand here and let a stranger-"

Adam stopped at the elevator doors. He didn't turn around. "Clause 2.1, Abigail. Any act of non-compliance shall result in a ten-percent interest hike on the principal debt. Do the math. Every second you spend arguing with me adds another six figures to your father's head. Is your modesty worth a million dollars?"

The elevator doors closed before I could answer.

I stood there, shaking, as the silence of the suite rushed back in. Elena stepped forward, her face a mask of professional indifference. She held out a pair of shears and a soft, white robe.

"Miss Sterling," she said firmly. "Please. Don't make this harder than it has to be. He's watching the feed."

I looked up. In the corner of the ceiling, a small, black dome lens was pointed directly at me. A red light blinked slowly. Like a heartbeat.

He wasn't even in the room, and he was already everywhere.

With trembling fingers, I reached for the zipper at the back of my dress. The silk slid down my body, pooling at my feet like a shed skin. I felt small. I felt exposed. But more than anything, I felt a spark of something I didn't want to admit.

A dark, twisted curiosity.

If Adam Thorne was willing to burn down my entire world just to see what was underneath, what happened when he finally found it?

Abigail is led to the "Black Silk" wardrobe, but she realizes the room has no bed-only a lounge chair and a direct door into Adam's master suite. The first night isn't about sleep; it's about her first official "Instruction" as his Private Collateral.

You may also like

DISCARDED WIFE, MY HUSBAND'S WORST NIGHTMARE Novel Cover
8.5
After enduring three years of a frigid marriage, Seraphina is abandoned by her billionaire husband, Lucian, who chooses his former lover over her. Following this cruel betrayal, she vanishes, only to return as a formidable figure in the corporate industry. Now unrecognizable and powerful, she systematically destroys Lucian's business empire. As his world crumbles, a shocked Lucian finds that the wife he once discarded has become his ultimate undoing.
He Fell in Love with the Intern, So I Walked Away Novel Cover
8.9
She handed him her loyalty, her years, her heart—until he handed his attention to the intern. In this modern billionaire romance, love goes cold the second betrayal steps through the office door. She can stay and watch him pick someone else, or take back the dignity he threw away. Leaving should be the ending. Instead, it becomes the moment everything shifts. He never thought she'd actually go. She never thought he'd follow. Some women cry. Some women wait. She walked away—and that's when the real story began.
Husband's Fraudulent Schemes Novel Cover
8.1
When her husband passes away, a grieving widow uncovers a staggering truth: the man she loved was a billionaire living a lie. This discovery pulls her into a treacherous world of corporate malice and family secrets. As she navigates the dangerous legacy of his hidden identity, she must dismantle a web of fraudulent schemes. Caught between her memories and his deception, she fights to reveal the truth while questioning if their entire life was a sham.
My Husband Wanted Me to Lose My Memory. So I Pretended I Did. Novel Cover
9.6
After discovering her billionaire husband Ryan's affair with his first love, a betrayed wife uncovers his dark plot to force her into amnesia. Playing along, she pretends to lose her memory while secretly gathering evidence of his embezzlement and infidelity. Supported by a loyal ally, she escapes in a staged fire. Months later, she returns under a new identity, determined to dismantle his empire and expose his crimes to the world.
My husband's infidelity partner is my best friend Novel Cover
8.7
A triumphant homecoming shattered by the ultimate betrayal: my husband tangled with my best friend in our living room. Their pleas fell on deaf ears when I found them again, and a public humiliation stole my unborn child. As my ex laughed at my divorce papers and blacklisted me, Jeffrey—a razor-tongued heir to a fortune eclipsing Bob's—stepped in as an unlikely ally. Now, as they beg for mercy, I'm preparing to seize everything they hold dear.
Wife Chooses London Divorce Novel Cover
9.4
After years of enduring a cold marriage to her billionaire husband, a neglected wife hits her limit. Choosing self-worth over a loveless life, she moves to London to file for divorce and seek independence. Her sudden departure triggers an unexpected obsession in the man she left behind. As she builds a fresh start abroad, her husband finally realizes the gravity of his loss, launching a desperate, high-stakes pursuit to reclaim her heart.