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Husband Stole Mom's Surgery Fund Novel Cover

Husband Stole Mom's Surgery Fund

With her mother’s life hanging in the balance, a woman is devastated to find her husband has absconded with the essential surgery money. This cruel betrayal leaves her destitute until a chance meeting with an influential billionaire changes everything. As she grapples with her failing marriage and her mother's declining health, she is offered a lifeline. Now, she must decide if she can risk her heart again while battling to secure her family's future.
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Chapter 3

"How much time does she have?" The words scraped out of my throat, raw and foreign.

Dr. Martinez glanced at the monitors behind the nurses' station, where green lines spiked and fell with increasing irregularity. "Minutes. Maybe an hour if we're lucky. But Mrs. Harvey, without that surgery—"

"Do it." I cut her off, my hand already diving into my purse for my wallet. "Use my credit cards. All of them. I'll sign whatever you need. Just do it now."

The hospital administrator stepped forward, his expression caught between relief and concern. "Ma'am, the cost will likely exceed—"

"I don't care." My fingers shook as I laid three credit cards on his tablet, plastic clicking against glass. "Take whatever limits are left on these. I'll call the banks, get cash advances, take out loans—I don't care what it costs. You're not letting her die because my husband is a—"

I couldn't finish. Couldn't give voice to what he was. What they both were.

Dr. Martinez's hand touched my shoulder briefly, professionally. "We'll do everything we can. The surgical team is prepping now."

They disappeared through the double doors, leaving me alone with the administrator's rapid-fire questions about billing authorization and payment plans. I signed documents without reading them, my signature becoming illegible scrawl across form after form. Behind me, a television played the evening news—something about traffic on the Brooklyn Bridge, weather predictions, a gallery opening at the Met. Normal things. Things that mattered to people whose worlds hadn't just imploded.

When the administrator finally left, I collapsed into one of the waiting room chairs. The plastic creaked beneath me, and I realized I was still wearing my anniversary dress, still had Marisol's favorite earrings on—the pearl drops she'd given me on our first Christmas together. "For my daughter," she'd said, pressing them into my hands. "Because that's what you are to me."

My phone felt like lead in my hand as I dialed my mother.

"Frankie?" Reya's voice came through, warm and concerned. She always knew when something was wrong. "Sweetheart, what is it?"

"Mom." The word broke open something inside me. "It's Marisol. She had a heart attack. They're operating now, but—" My throat closed up, tears burning hot trails down my cheeks.

"Where are you? I'm coming."

"Mount Sinai. But Mom, that's not—" I pressed my fist against my mouth, trying to hold back the sob threatening to tear loose. "Preston took the money. The emergency fund. All of it. He bought Mercy a ring. A ninety-nine-thousand-dollar ring while his mother was dying."

Silence. Then: "That son of a bitch."

I'd never heard my mother curse before. The shock of it almost made me laugh, a sound that came out strangled and wet. "Joey was there too. At the Peninsula. Celebrating with them while I called and called and—"

"I'm getting in a cab right now." Her voice turned steel-hard, the tone she'd used when I was young and someone had hurt me. "You listen to me, Francesca. You're not alone. Do you hear me? Whatever happens, you're not alone."

But I was. In this antiseptic waiting room with its harsh lights and the smell of disinfectant barely masking something darker underneath, I had never been more alone. Preston wasn't coming. Joey wasn't coming. The only person who had ever truly loved me in this family was on an operating table, her chest cut open, her heart failing because her son had valued a mistress's jewelry over her life.

I pulled up Preston's contact again. My thumb hovered over the call button. What would I even say? What words existed for this kind of betrayal?

The phone buzzed before I could decide.

A text from Caroline Pierce, my neighbor: *Frankie, I just saw Mercy's Instagram. Please tell me that's not what I think it is.*

I didn't respond. Couldn't.

The waiting room clock ticked forward. Seven-thirty became eight o'clock became eight-forty-five. Each minute felt like hours, like years, like entire lifetimes passing while I sat motionless in that chair. Other families came and went around me—a young couple holding hands, an elderly man with his adult children, a woman my age clutching a rosary.

Nine-fifteen.

The surgical doors opened.

Dr. Martinez walked toward me, and I knew. I knew before she reached me, before she sat down in the adjacent chair, before she said a single word. It was in the set of her shoulders, the heaviness in her steps, the way she wouldn't quite meet my eyes.

"Mrs. Harvey." Her voice was gentle, professionally gentle, the kind of gentle that precedes devastation. "I'm so sorry. We did everything we could, but the damage from the delayed treatment was too extensive. Her heart couldn't recover from the initial infarction, and despite our efforts—" She paused, her hands clasped between her knees. "She passed away at 9:07 PM."

The words hit like physical blows. Each one landing, bruising, breaking something fundamental inside me.

"She didn't suffer," Dr. Martinez continued quietly. "She was unconscious throughout. But the delay... if we'd been able to operate even thirty minutes earlier—"

"She'd be alive." My voice came from somewhere distant, someone else's throat. "If my husband hadn't stolen her surgery money to buy jewelry for his mistress, she'd be alive."

Dr. Martinez's expression shifted—shock, then something harder. Anger, maybe, or disgust. "I'm very sorry for your loss, Mrs. Harvey."

She stood, squeezed my shoulder once, and left me there.

Alone.

With the knowledge that the woman who'd loved me like a daughter, who'd taught me her recipes and her strength and her grace, was gone. Because of Preston. Because of ninety-nine thousand dollars' worth of diamonds. Because love, apparently, had a price.

And I had just learned exactly what mine was worth.

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