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After Rebirth I Ruined My Scumbag Ex Novel Cover

After Rebirth I Ruined My Scumbag Ex

After being deceived into terminal illness and deadly debt by her cheating husband, Jaime Kelley, she dies consumed by hatred. But a miraculous rebirth sends her back two years in time. Armed with the truth, she refuses to fall for his seductive lies of a fake divorce. Instead, she weaponizes his own greed. By pushing her husband and his mistress toward the same ruinous loans that once destroyed her, she will watch them fall into an inescapable abyss of their own making.
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Chapter 1

In my previous life, a manipulative man deceived me into taking out high-interest loans, leading to my development of cervical cancer and passing away full of resentment. But when I opened my eyes again, I found myself two years back in time. This time, I encouraged him to take on reckless loans and urged his mistress to indulge in a "fast cash advance" that cost her her dignity. He foolishly set his own trap, and I watched with detachment as he fell into it.

Reborn, my mission was clear: drag him into an abyss from which he'd never escape.

Jaime Kelley was in the middle of unbuttoning his pants, a sleazy grin on his face. "Hey babe, your period's over, right?" In my previous life, it was his constant betrayals and affairs that led to repeated infections, eventually developing into late-stage cervical cancer. His betrayals didn't stop there; he tricked me into a fake divorce, claiming he needed loans to start a business. Naively, I trusted him, thinking he had finally grown up, only to find myself trapped in his web. I even agreed to a degrading cash advance to help him secure more loans.

On a whim, I visited the factory, only to find it shut down, with workers protesting outside, demanding unpaid wages. I confronted him: "What's going on here?" His response was as infuriating as it was predictable: "It's not my problem; you're the legal owner and the one who took out the loans."

Lying on the bed, fists clenched, I said, "I'm still not recovered from my infection. The doctor advised against any intimacy." I cursed my past foolishness—once trust is broken, a "problematic man" like him should be discarded immediately. Yet I kept forgiving him, again and again. When the cancer pain overwhelmed me, I would curl up in agony, unable to afford painkillers. I even resorted to banging my head against the wall, hoping to faint, just to escape the relentless spread of cancer. Debt collectors would come around daily, splattering red paint and threatening to expose the photos from the cash advance if I didn’t repay. Like a rat in a sewer, I was shunned by all. My parents, who divorced when I was barely three, each started new families, denouncing me as a disgrace and cutting ties.

Cornered, I had no choice but to jump from the 33rd floor, convinced it was the end. Yet, to my astonishment, I awakened to find myself two years in the past. My name is Zaylee Walker. I was a hopeless romantic—at least, that was me before this second chance. Now? Call me a femme fatale, ready to take revenge.

Back in this life, I was resolute: With my left hand, I’d punish that scumbag; with my right, deal with his despicable brother; and verbally take down my vile mother-in-law.

Jaime acted as if he didn’t hear me, rubbing against me like a dog in heat. I deftly sidestepped. His eyes flashed with anger, but he quickly smothered it. I knew, as per the events of my previous life, that after tonight, he’d pitch his grand scheme of deceit.

Without remorse, Jaime chuckled, "Yeah, I heard it takes three negative tests to be completely clear." As if it were amusing. If not for him, would I have caught an STD? I was a pediatric doctor but dared not go to my own hospital, fearing rumors. Instead, I sought a discreet specialist in the city. During a check, the gynecologist, Dr. Gwendolyn Ross, explained to her trainee, "See? This is a textbook case: cauliflower-like growths typical of HPV."

In that moment, shame burned through me, but fury burned even brighter.

Still grinning, Jaime said, "Babe, I've got an idea to start a factory, but I need your help with the funds." Internally, I scoffed. With your half-baked skills, starting a factory? Laughable.

This time around, I’d ensure he experienced every bit of the suffering I had endured. Outwardly, though, I smiled warmly, "How can I help?"

He practically beamed, seeing my willingness, exclaiming, "We should get a temporary divorce. It'll make bank loans easier, plus we can each take out personal loans."

My smile was even more tender, "Sure, if it means you're motivated. But why rely solely on loans? Ask your mom for a little help too."

Jaime was overjoyed at my easy agreement, attempting to embrace me. Instinctively, I pushed him away. "Honey, I'm still not fully recovered. Why don't you and your buddies go have some fun?"

My supposed generosity made Jaime practically jump for joy. Go ahead and be happy—for now. I'll be watching closely to see if you’re still laughing once your world crumbles down.

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